Chicago Fed NFCI · Financial ConditionsACCOMMODATIVE

Is credit flowing easily?

Credit is flowing freely — conditions are accommodative.
And credit conditions are tightening.
0 = HISTORIC AVG
-0.50

-0.50 NFCI — 0.50 pts looser than the historical baseline.

Lower than 61% of all readings since 1971.

FRED / Shiller · as of Oct 2026 · computed
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